Being a victim in an accident, it can be a mammoth task for a common person to prove the liability of the other party when attempting to get the compensation and at the same time coping with the injuries and its outcomes. Sometimes the responsible party hides the evidence that may prove them guilty; these situations are very common making the task of getting claim more difficult for the victim who is already in shock and pain.
The below mentioned steps can serve your purpose in getting the just compensation to help you recover physically and financially both.
Call the Police Immediately On the Spot
No matter if you are injured mildly, call the police at the accident scene and get a copy of the police report that contains many important details like the date of the incident, the weather, names of witnesses, and who was at fault in their opinion that you can be used at the time of the settlement. It is possible that another party involved in the accident doesn’t want to call the police and try to persuade you, just call the police. Don’t give any statement when you were emotionally vulnerable as it may be used against you at the time of settlement or in the courtroom.
Collect All the Details
To get the most out of your compensation claim, gathering as much information as possible can make your case more strong because the consequences of your case heavily depend on the evidences in your favor. Proving the negligence is very difficult, so it is very crucial to get thorough information to get the appropriate claim. This information can be:
Photographs of the accident scene
Photos of your injured body parts
Contact details of your doctors or physiotherapist
Name, contact number of the witnesses
Minutely observe the accident scene for the evidence and details that often may go unnoticed.
Negotiate With Other Party’s Insurance Company
Write a letter to the other party’s insurance company informing them about your injuries, financial losses and your intention to seek a claim, clearly mention your name, the date when you wrote the letter, date and place of the accident. The insurance company wants to pay out as little money as possible, but you want to get the compensation that you think is appropriate. Guard yourself with the knowledge about the right amount of compensation in your case, before you initiate the process of negotiation, but if the insurance company puts some points before you that you didn’t notice and go against you then you can consider lowering your demanded amount, but, before lowering the amount too much, wait to see the adjuster’s reaction and then reply. You can emphasize on the emotional points too, like pain and suffering you have undergone.
If the both parties have reached on a settlement, write a letter to the adjuster informing the settled amount, injuries or damages the settlement covers and the expected date of receiving the settlement documents from the insurance company.
Seeking the Help of a Personal Injury Lawyer
If you are not confident in negotiating with insurance adjuster or don’t know how much compensation you deserve, personal injury lawyer in NYC will help you in negotiating with the insurance companies and getting maximum compensation or if the negotiation failed then your lawyer will take the case to the trial. A personal injury lawyer has the ability and skills to work through any obstacles and win the just compensation for their clients. You can ask your friends, family members or get the help of referral services to hire the best lawyer in your area.